build their credit access and profile better loan prices

build their credit access and profile better loan prices

You’re not only building a brighter financial future for yourself, you’ll be part of a like-minded community that is improving access to affordable credit for all when you take out an Oakam loan

Every time we help individuals because they achieve their cash goals, build their credit profile and access better loan prices. During the time that is same through the use of our mobile software to settle on time, Oakam clients are changing the financing industry, making credit more affordable and much more available for everybody.

Join our community of 150,000+ clients.

brand brand New client? Begin with a loan from ВЈ100 to ВЈ800 today. Fast turnaround without any fees that are late

279% fixed interest that is annual (1427% APR representative)pare Oakam along with other loan providers right here.

Current customers can borrow as much as ВЈ5,000 and graduate to a yearly interest of 49% (variable) with this Big loan that is plus.

  • Access cheaper prices in the long run and boost your credit score
  • Quickly graduate to prices less than numerous bank cards
  • Borrow as much as ВЈ5,000 while you grow your credit profile
  • No setup costs. No late or very early payment charges

at the mercy of terms

Apply with full confidence

Fill our protected online application and get a determination in moments. No setup charges, no belated costs with no very early repayment costs.

Start your Oakam journey

Place your loan to utilize the Oakam application, increase your credit score with time and grow your option to a brighter future that is financial.

Tailor your loan

Access lower prices and larger amounts as you repay your loan. Borrow as much as ВЈ5,000 in the long run. Get more info

Join the customers that are 150,000 trust us

We’re more than just a cash lender: we’re for a objective to produce available credit a reality for many.

Install our mobile application

The Oakam app that is mobile permit you to use along with assistance you handle your loan:

  • Submit an application for a loan
  • always check your outstanding stability
  • Visit your repayment that is next day
  • Review your payment routine

Reasons why you should join Oakam

Bad credit? We are going to pay attention

We’ll tune in to your tale if you should be on advantages, have credit that is bad or just found its way to great britain. We’ve caused it to be our objective to split down barriers that are financial enhance access for several.

No house visits – ever!

Cash is a matter that is private we keep it this way. Think about us as an option to doorstep loans. We’ll never ever knock on the home and you may constantly achieve us online or higher the device.

No concealed surprises

At Oakam you’re constantly in charge. Our items are easy and clear. We don’t charge fees that are late there’s no cost connected with repaying early.

Your connection to a brighter monetary future

While you pay off your Oakam loan, you are able to unlock reduced rates, larger amounts and longer terms. It’s our means of assisting you build your credit profile in the long run.

Handle the Oakam app to your loan

Access your loan and repayment routine by getting our application, thereby applying for tops ups and loans that are new the near future.


Oakam provides direct and easy monetary solutions for those who find it hard to borrow from banks. You can expect accountable usage of credit and so are specialized in serving our clients with respect.

Every time we help individuals because they achieve their funds objectives, build their credit profile, and access better loan prices. In the time that is same making use of our mobile software to settle on time, Oakam customers are changing the financing industry, making credit more affordable and much more available for everybody.

How exactly does it work?

It’s simple! You are able to apply on our web site, or via our mobile software. The application could be downloaded through the Apple iStore for iPhone products, or from the Bing Play shop for Android os products. When your application is authorized, the bucks may be provided for your money in the day that is same. Many successful applicants get their loans within an hour or two of being authorized.

At the mercy of status. Regarding the form, we are going to ask you for the income that is monthly and in information, so that you can make sure you are able to manage the month-to-month repayments throughout the lifetime of the loan.

Does Oakam do a credit search?

Yes. But we try not to solely base our decision on your credit score. At Oakam we realize that life does not go as planned always. We realize that you may have come across financial hardships in the last so when an effect, you might have an undesirable credit rating. Unlike other loan providers though, Oakam will maybe not immediately blacklist you have actually missed repayments. Your credit score and affordability assessment assist us comprehend your situation that is current when assess the application for the loan.

Therefore, even for those who have been declined by other loan providers within the past, we may nevertheless be in a position to help.

I will be not used to the united kingdom. Can Oakam help me to with financing?

Yes. We ask which you have already been a resident in the united kingdom for at the least half a year before using for a financial loan with us. All loans are at the mercy of affordability checks as well as your monetary status. We welcome new clients every single day and, because our online application procedure is fully automated, you are able to use once you want to, seven days per week. All our loans are susceptible to your monetary status.

So what does APR mean?

APR represents Apr.

The APR is really a standard measure utilized across all credit items to aid customers compare the price of loans. As the APR reflects the yearly price of cost for the loan, it is not constantly a measure that is easy comprehend when you compare loans of various lengths.

The APR is, correctly, a comparison that is effective for comparable items, but additionally to your APR, we constantly show you the full total price of that loan additionally the individual instalments, in other words. what you would pay off in full. We think these records provides a fuller image of the expenses of y our loans and may help you create an informed decision whether certainly one of our loans works for your needs.

I’m self-employed. Can a loan is got by me?

Yes, at the mercy of your monetary status.

Can I have joint application with my partner?

No. We just provide to people so we don’t accept joint applications.

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